We turn complex fintech ideas into production-ready systems.
Strategy, architecture, and hands-on delivery for companies building in digital finance. From early-stage startups to established institutions.
Our Focus Areas
Crypto & Blockchain
Wallets, custody, DeFi integrations
Payment Systems
Rails, gateways, cross-border
Regulatory Tech
KYC/AML, compliance workflows
Technologies & ecosystems we work with
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Why teams choose Cereza
We combine deep fintech expertise with practical delivery experience.
We Build, Not Just Advise
Our team actively builds products. We don't just recommend—we deliver working systems and share lessons from our own development.
Latin America Focus
Deep understanding of regional regulations, payment ecosystems, and market dynamics. Based in Lima, working across LATAM.
Compliance-First Thinking
We design systems that satisfy regulators from day one. No retrofitting compliance as an afterthought.
End-to-End Capability
From strategy workshops to production deployments. One team, full accountability, no handoff gaps.
What We Do
Specialized consulting services for digital finance.
Product Strategy
Define what to build, for whom, and why it will win. Market analysis, competitive positioning, and technical feasibility.
Deliverables
System Architecture
Design robust, scalable architectures for wallets, payment systems, and crypto infrastructure.
Deliverables
Compliance Design
Build compliance into your product from the start. KYC flows, AML monitoring, regulatory reporting.
Deliverables
UX for Finance
Create user experiences that balance regulatory requirements with intuitive usability.
Deliverables
Technical Due Diligence
Evaluate fintech systems for investors, acquirers, or internal leadership. Unbiased technical assessment.
Deliverables
Hands-On Development
When you need more than advice. Our engineers embed with your team to build and ship.
Deliverables
How We Work
A proven approach to complex fintech projects.
Discovery
We start by understanding your business, market, and technical landscape. No assumptions.
Design
Architecture, workflows, and specifications. We design for your current needs and future scale.
Build
Iterative development with continuous feedback. Working software, delivered frequently.
Transfer
Documentation, training, and handoff. Your team owns the system completely.
Selected Work
Our flagship internal product demonstrates how we apply our consulting expertise in practice.
Cereza Wallet
A non-custodial crypto wallet with local fiat ramps for the Peruvian market. This product serves as our reference architecture—every design pattern, security decision, and compliance workflow we recommend to clients is validated here first.
Reference architecture validated through real-world development
Cereza Consulting S.A.C. is a technology consulting firm founded in Lima, Peru in 2017. We specialize in helping companies build digital financial products—from early-stage strategy through production deployment.
What we believe
Build to learn
We maintain our own products to stay sharp and validate our recommendations.
Compliance is a feature
Regulatory requirements aren't obstacles—they're design constraints that lead to better products.
Transfer, don't trap
Our goal is to make your team capable, not dependent on us.
Client Feedback
What teams say about working with us